SMART Living 365

Ideas to create a more happy, peaceful and rewarding life--365!

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10 Life Lessons At The Edge of 70

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized, Thankful

One of the advantages of being a writer for many years is that you have decades of writing to look back on as your age creeps upwards.  I have been writing for over 40 years now and putting out articles on this blog for nearly 15.  Through the years I have shared hundreds of ideas and curiosities with anyone who wanted to read along.  Some of those thoughts I even put into books.  At the same time I have been journalling for at least 30 years now so if anyone wanted to blackmail me, there is all the evidence they would need to judge me for my thoughts and actions.  Fortunately, what’s most interesting at least to me, is that I can see how I have gradually grown and evolved through the years. So here are the top ten bits of wisdom I think I’ve gained the most. [Read more…]

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2022 Best Websites and Blogs for Retirement, Positive Aging & SMART Living!

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

It’s that time again!  For the last five years I have considered it a privilege to scour the internet to find what I consider to be the best blogs and websites I can find.  Like SMART Living 365, these are personal blogs and not commercially driven websites to make money. I tend to focus on the topics of positive aging and retirement but I decided to include all my favorites this year. Why not? And while my list certainly doesn’t contain all the sites available on these topics, I think that they are noteworthy and offer thoughtful, creative and provocative insights.

While some are the same from past years, as always, I have added some new ones and trimmed a few old ones that are no longer active. Thank you to each of the authors and creators who put in the time and effort to provide such helpful ideas and information while sharing their lives and experiences with all of us throughout the year.  They cost nothing except the time to read. [Read more…]

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Does Your Healthspan Match Your Lifespan?

By Kathy Gottberg
Filed under: Aware, Meaningful

Unfortunately, the short answer to that question is, “Not always.” While I usually start out my posts a little more optimistically, this idea has me wondering.  Why?  Because as I mentioned a couple of weeks ago, I’ve been listening to a bunch of lectures by a man named  Ken Dychtwald.  Based on many of his insights, I can’t help but believe this topic deserves more thought and consideration than I’ve given it before.  After all, what is a long lifespan worth if it doesn’t include a long healthspan?  Do that many of us want to stay alive long after our health is unrecoverable or completely deteriorated? Not me. What about you? [Read more…]

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Why It Is SMART To Become An Everyday Futurist

By Kathy Gottberg
Filed under: Aware, Meaningful

This last week I happened to find and listen to an online interview of a woman named Karen Sands who calls herself a positive aging futurist.  While I’ve never really thought of myself as a one, and I’m guessing you haven’t either, she made a convincing argument for why we should all at least think about it.  Why?  Because as I’ve written about before, and she confirmed in her own way, if we want to know where we are headed in life, having a clear destination is critical.  That doesn’t mean you can’t adjust or change as life unfolds.  But it does offer a target that will likely include a future we want to experience. [Read more…]

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Navigating Transitions Before, During, Or In Retirement

By Kathy Gottberg
Filed under: Aware, Meaningful, SMART Book Reviews

Are you facing a transition in your life?  If yes, you might be interested in a new book I’ve just finished by a fellow blogger named Patricia West Doyle.  Pat is the author of Retirement Transition—An Innovation Approach.  And even though I’m not yet retired, I still found a few ideas in it that could prove valuable to others—especially those of us facing a transition.  Of course, when you think about it transitions happen repeatedly to all of us over the course of our lives.  So why not prepare before we’re in the middle of one? [Read more…]

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Ten Things We Should Have Known Before We Started Blogging

By Kathy Gottberg
Filed under: Aware, Meaningful

Last month I had the deeply satisfying experience of getting together with five friends—who blog.  That’s right.  Instead of just a meet-up with other bloggers—I now consider them first and foremost to be friends.  I walked away knowing that how we each blog is actually just the foundation for who we are as women, and what we value and appreciate.  To me it is so interesting that although we are all very different people, with rather extremely different lives (not to mention blogs), we share something fundamental. It’s likely that when you start with such a connection there is almost an immediate sense of belonging. [Read more…]

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10 Ways Rightsizing Protects Us From Lifestyle Creep

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

Are you a victim of “lifestyle creep?”  No matter how good a rightsizer you are, and I tend to think I’m usually pretty good at it, chances are you occasionally find yourself slipping into the creep now and then.  I know I do.  That’s because in our culture, nearly all of us are continually lulled into slowly but surely living just a little more comfortably, a little more extravagantly, a little more indulgently than in the days, weeks and months before.  How does that work?

Slowly over time, any spending that starts out as a splurge—like a $4.50 latte at Starbucks to treat ourselves, a pricey bottle of wine to celebrate, or going out to dinner on a special occasion—can gradually become an almost daily necessity if we make them routine.  Those acts are often triggered when we start making a good salary or get a raise.  After all, we have the extra money, right?   And as that “creep” of spending just a little more than yesterday becomes a new norm, we often find ourselves needing more and more such “rewards” to keep us happy and satisfied. If we aren’t careful, we can reach retirement with nothing to show for it. Fortunately, I believe a good cure for the dreaded lifestyle creep is to stay as mindful and focused on rightsizing as possible.

[Read more…]

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Why Real Estate Can Be A Golden Goose For Retirement Investment

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

Some of you might not know that I have been a licensed real estate broker for the last 35 years.  While I did sell a number of homes in my time, I am a far better researcher than a salesperson.  That’s why I first began writing about real estate, and then eventually created my own writing business from there.  And although I have written volumes about that topic over the years, I gradually transitioned into writing about other subjects I enjoy even more.  Still, real estate has been very good to my family, many of our friends, and where we hold our primary retirement funds.  So it always surprises me when I read so little about the advantages of real estate investment as a great strategy for retirement.  Why?  Maybe there aren’t enough of us pointing out how real estate investing can be a golden goose for your retirement over stocks and other investments.

[Read more…]

30 Comments

Does More Money Make Us Happier? Maybe Yes. Maybe No.

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

A favorite parable of mine is the story of a poor farmer who owned a horse.  One day the horse broke free and galloped away.  All of his neighbors witnessed the calamity and rushed to his side to sympathize with him for this misfortune.  He simply responded with a shrug and said, “Maybe yes. Maybe no.”  That story illustrates just one of the valuable points made in the book The Geometry of Wealth – How to shape a life of money and meaning by author and investment educator Brian Portnoy, Ph.D.  While most of us are familiar with the assertion that beyond a base level, money doesn’t make a person happier, Portnoy offers a more thorough perspective.  At the same time, he reminds us that there are usually at least two sides to every situation.  And it appears that money may be exactly the same. [Read more…]

34 Comments

Three Big Reasons Why It Is SMART To Live Or Retire In Ajijic, Mexico

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

When most people think of Mexico their thoughts usually go in one of two directions.  It’s either a party destination like Cancun or Cabo San Lucas—or a scary place with drugs, crime and beheadings.  My experience is much different.  After traveling to over a dozen locations in this vast country, I am proof positive that Mexico offers a huge variety of pleasing destinations.  But until Thom and I visited Ajijic (pronounced Ah-hee-heek) this summer, we never really considered Mexico as a viable alternative to life in the U.S.  Now having spent three weeks in this special community, I’ve discovered the top three reasons why so many people call it home.  Whether you are looking to move or not, you might want to compare the benefits of Ajijic to where you live now.  We sure are. [Read more…]

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About

Kathy Gottberg is an author with seven published books and hundreds of articles covering dozens of topics in the last 35 years. Along with her books, her passion today is SMART Living 365 where she explores ideas and experiences that help to create a meaningful, sustainable, compassionate and rewarding life for herself and others. Beyond that, she lives with Thom, her best friend and soul mate in Tucson, AZ.

To contact Kathy: click here

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