simple living Archives — SMART Living 365

10 Ways Rightsizing Protects Us From Lifestyle Creep

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

Are you a victim of “lifestyle creep?” No matter how good a rightsizer you are, and I tend to think I’m usually pretty good at it, chances are you occasionally find yourself slipping into the creep now and then. I know I do. That’s because in our culture, nearly all of us are continually lulled into slowly but surely living just a little more comfortably, a little more extravagantly, a little more indulgently than in the days, weeks and months before. How does that work?

Slowly over time, any spending that starts out as a splurge—like a $4.50 latte at Starbucks to treat ourselves, a pricey bottle of wine to celebrate, or going out to dinner on a special occasion—can gradually become an almost daily necessity if we make them routine. Those acts are often triggered when we start making a good salary or get a raise. After all, we have the extra money, right? And as that “creep” of spending just a little more than yesterday becomes a new norm, we often find ourselves needing more and more such “rewards” to keep us happy and satisfied. If we aren’t careful, we can reach retirement with nothing to show for it. Fortunately, I believe a good cure for the dreaded lifestyle creep is to stay as mindful and focused on rightsizing as possible.

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How Values and Rightsizing Are Clues to Enjoying The Journey Instead of The Destination

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

As many of you know, I’ve been writing about rightsizing for several years now. The concept of rightsizing constantly helps me to focus on designing a meaningful life journey—not a particular destination I’ll ever fully experience. So when I recently came across an article about how values offer a similar perspective, it caught my interest. I’ve since learned that values, like rightsizing, are a direction. Sort of like getting in the car and heading north. You might be more north than you were yesterday, but you’ll never arrive. Once we discover how to live our values or how to rightsize our life, we are better able to appreciate the road we are traveling, regardless of whether we hit a few road bumps or we ever even reach a final destination. [Read more…]

Rightsized or FIRE? Which Would You Choose?

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

A recent article in Money Magazine pointed out that many Millennials are obsessed with retiring early. In fact, this growing movement of those in the 21 to 37 years of age are convinced they can do it now, and quietly disdain those who wait until Social Security. With dozens of FIRE (financial-independence/retire-early) links exploding on the web and on Reddit.com, this idea is drawing in fans like flies. Yet, even though I applaud their desire to get out of the rat race and free themselves from debt, I find myself questioning why so many are convinced that retirement is the ultimate solution. From my perspective, we don’t need to retire or be completely financially independent in order to live our best life now—but it’s essential we take the time to Rightsize. [Read more…]

10 Suggestions To Rightsize Your Fashion

By Kathy Gottberg
Filed under: Aware, Rightsized

This week SMART Living 365 is pleased to introduce you to Haralee Weintraub as a guest blogger while I am traveling. I’ve followed Haralee’s blog Haralee.com for several years now, as well as admired her business that makes sleepwear for women. I consistently enjoy her commentary on current events, her sense of humor, and her perspective on life. It’s also obvious that she has rightsized her life, so naturally, I asked her to share her perspective with all of you. Thank you, Haralee, for filling in for me and offering a different look at rightsizing.

My name is Haralee and I am honored to fill in with a post while Kathy is vacationing. Kathy’s posts tend to be thought-provoking, well researched and inspirational. She also walks the talk of “Rightsizing,” and has several books to prove it. She has this all going on and she chose to go out on a limb and asked me for a post! Trust me I am not self-deprecating here. My posts are sometimes funny, whining or just musings, but have no books to my credit and I don’t use inspirational quotes. I am, however, a firm believer in rightsizing, so here we go!

Fashion and Rightsizing. It may sound like I am going to tell you not to shop or buy new things but I am not. What I would like to talk about are alternative shopping experiences. [Read more…]

10 Ways To Rightsize Your Christmas And Have The Best Holiday Ever

By Kathy Gottberg
Filed under: Aware, Meaningful, Rightsized

With Thanksgiving behind us, those living in the U.S. can expect to be swamped with messages of consumerism for the next 34 days. In fact, Black Friday, which many retailers have named as the most heavily shopped day of the year, is today. If you are anything like me, even with the best of intentions it’s easy to be mesmerized by the glamor of things being advertised everywhere—even when we know better. But rather than give in to the impulse, I instead decided to sit down and write out a few simple, but important, ways I want to stay rightsized over the coming holiday season. If you could use some help with your resolve, please check out my list and add some of your own suggestions in the comments below. [Read more…]

10 Ways You Can Live A Life Of Soulful Simplicity

By Kathy Gottberg
Filed under: Aware, Meaningful, SMART Book Reviews, Sustainable

Around ten years ago my husband Thom and I got serious about living a more simple, minimal and rightsized life. But as most of us know, a simple life isn’t like a college degree where once you have it, you hang it on the wall and never think about it again. So, when offered a review copy of the book, Soulful Simplicity—How Living With Less Can Lead To So Much More—I eagerly accepted. The book not only reinforces many of the practices I’ve learned along the way, it also gently shares a number of new and soulful ideas about how living with less truly leads to a life of living so much more. [Read more…]

10 Reasons Why Rightsizing Is The Perfect Path To A Happy Retirement

By Kathy Gottberg
Filed under: Aware, Rightsized, Sustainable

A big topic in my age group is retirement. About half of my friends are looking forward to it while the other half are already there. As for Thom and I, we see ourselves standing with a foot on both sides. We aren’t retired, but neither are we chained to our work. What makes us different from others hoping to retire soon is that we’ve embraced what I call rightsizing. Rightsizing is a process that any of us can do to come into greater alignment with our most cherished values and goals. On a practical level, rightsizing points to actions we can make at any age that will help before, and especially after, a person retires.

In case you are wondering, I am not a financial advisor. Most retirement “planning” comes from people who would like to manage your finances. That approach tends to put the focus on how much money you make, how much money saved, and how much you need in the future to maintain your current lifestyle. Rightsizing, on the other end, downplays money and instead puts the focus on what is most rewarding in your life.
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25 Quotes That Help Me Remember The Wisdom That Less Is Always More

By Kathy Gottberg
Filed under: Aware, Sustainable

Several weeks ago my husband Thom began reading a blog post offered to him from LinkedIn. It started out with a catchy title but quickly slipped into a bad rerun of something from the Lifestyles Of The Rich And Famous. You may remember that TV show from the 1990s when everyone was hell-bent on buying big expensive everythings no matter what the cost. Even worse than the implication that you should own extravagant and expensive cars, the author suggests that you lease rather than buy. After all, when leasing you can start driving a more expensive car than you can actually afford. Perhaps even worse, in true 1990s speak he then started selling us all on attending his seminar and paying the large entrance fee where he would share his “wealth secrets” with all of us. [Read more…]

In Praise of the Frugal

By Kathy Gottberg
Filed under: Aware, Rightsized

A good friend named Mark recently bought a new truck. To call it a pickup is grossly inadequate. Mark arrived one day in this shiny enormous vehicle with four doors, cushy soft leather seats, a fully digital dashboard with onboard space-like technology, a moonroof that spanned the entire length of both the front and back seats, and automatic retractable step-bars that lower and raise as you open the doors. I’ll admit I was a bit envious as I looked at my aging twelve-year-old Nissan Murano sitting next to it. But after hearing the “great deal” Mark got by paying only $50,000 for a $65,000 priced truck, all envy evaporated. My Murano is free and clear, still looks decent, and reliably gets me everywhere I want to go. Meanwhile, our family savings sits safely secure in investments that generate automatic cash flow. Instead of envy, I now have pride—pride in the benefits of a frugal and rightsized life. [Read more…]

The Four Noble Truths of Minimalism

By Kathy Gottberg
Filed under: Aware, Rightsized

Last weekend my husband Thom and I attended a lecture by a young man named Timber Hawkeye. By his own definition, Timber is a religion-less Buddhist with a mission to awaken, enlighten, enrich and inspire. Not only does he offer a refreshing and practical approach to spirituality, he also talks repeatedly about creating a more simplified life. On the drive home, Thom and I began talking about how these two philosophies share a few things in common. From there, we came up with the Four Noble Truths of Minimalism as a way to remind and connect with the core principles behind a more simple, practical and grounded life. [Read more…]