I am very pleased to announce that my latest book is now published and available in either print or as an ebook on Amazon. Titled Rightsizing * A SMART Living Guide to Reinventing Retirement, this book is the second in what I hope will continue to be a series. What is Rightsizing? Simply put, rightsizing is the conscious choice to create a life and a lifestyle that more sustainably aligns with your unique Self in the best possible way at every stage. This small volume compiles the best of what I’ve written on the subject here on SMART Living 365 along with some bonus ideas that presents them in a way I think most readers will appreciate. The good thing about rightsizing your life is that it doesn’t matter what your age or situation. Although many reach retirement before finally making it happen, rightsizing can benefit everyone and leads to more happiness, fulfillment and peace of mind than ever before regardless of circumstances. Of course, just like most things that are desirable, it comes at a price. Here is a list of the most common obstacles that keep many of us from choosing a rightsized life. [Read more…]
How Minimalism or Rightsizing Prepares You For Retirement
Mom, Dad and I in Hawaii for their 50th Wedding Anniversary.
One of the stories I can vividly remember my father telling me years back was related to his pride at managing his money in retirement. At the time, both my father and mother lived on their social security and some modest savings held in a 401k. Dad frequently bragged that he lived better, traveled more, and seemed to have more fun than many of his friends who retired with big homes and generous pensions. From my perspective, at least at the time, their lifestyle seemed more humble and restricted than I felt necessary. Yet now, less than 20 years later, I recognize that their simple and minimal lifestyle afforded them tremendous benefits that millions of other “hope-to-be-retirees” could learn from—including myself. [Read more…]
Letting Go Of The Clutter In Your Mind
A common theme on this blog is simple living and minimalism. Those topics are all about letting go of stuff and clutter in our lives so that we can all better focus on what really matters. If you do a Google search you’ll see tons of books and blog posts around the idea, including a recent best seller called, The Life Changing Magic of Tidying Up. And while all of that focus on cleaning up your space is important, most of it ignores how cleaning up your thinking and what goes on in your mind is even more vital. Call it magic or merely life changing, once we learn to empty and let go of the chatter and mind clutter, chances are good that the exterior space around us will be equally free of distraction. [Read more…]
Is Gardening A Simple Cure For What Ails You?
Thom with our raised bed and one of our tower gardens.
I keenly remember my mom working a garden in several of the homes she lived in later in her life. One was little more than rock and gravel patch of dirt, yet she managed to harvest a few tomatoes and zucchini in spite of the inhospitable ground. And while I always enjoyed the taste if she had any extras, my life was far too important and fast paced to even imagine having the time or interest. Now here I am so many years later, spending time nearly every day nurturing tiny green plants in my care. Though it’s taken a while, I’ve gradually come to realize that many of the hidden benefits my mother harvested from her garden went far beyond the obvious. In fact, after reading up on the benefits of gardening I’ve come to realize that this simple action might be a cure for what ails many people, as well as the planet herself. [Read more…]
Ten Reasons I’m Grateful For A Small (er) House
Our small (er) house.
The Internet is full of posts, articles and photos of people who are embracing a more minimal lifestyle and promoting the Small House Movement. Just Google if you’re curious. One guy has remodeled a trash dumpster and now calls that home. Others are living in RV like structures with only 200 to 300 sq. feet. Even though some of these homes are adorable and decorated to make the most of small spaces, there is only a minority of us in the U.S. that will ever embrace that lifestyle for any length of time. But that doesn’t mean that the focus on a small (er) home isn’t worth promoting. In fact, my experience has convinced me that it was one of the best moves we ever made. [Read more…]
Money SMART At Any Age
True wealth is…
As most of you know Thom and I have been mainly self-employed since we got together over 37 years ago. Fortunately, we are currently more financially secure and wealthy than we’ve ever been throughout our lives. Are we rolling in money? Not hardly. But not a week goes by that we don’t hear how so many others are stressed about money, how difficult are these economic times, and how financially things seem to be getting worse everywhere in the world. So what makes me feel so good about money these days? It’s probably because Thom and I take a money SMART approach to our finances. [Read more…]
Simple Living–A Cure For FOMO (Fear Of Missing Out)
A few days ago while having dinner with friends I asked about their plans for the weekend. In an ever-perpetual dancing mood, I mentioned that I had noticed on Facebook that a new band was scheduled to play at a local hangout. But I was torn because I had also read in the local paper that a new exciting restaurant had just opened offering incredible free tapas for any who came by. Even then, I was curious if my friends had heard of something else that might be more fun or interesting. That’s when they all looked at me and simultaneously shouted, “STOP!” Then my dear friend Larry turned to me, put his hand on mine, and said with concern, “It sounds like you’ve got a bad case of FOMO—Fear of Missing Out!” Immediately, I knew that the best, and maybe the only cure, was to return to the mindful practice of simple living.
Essentialism—A Better Way To Describe Minimalism?
Making the messy and complicated simple.
I’ve been writing about the value of sustainability, simplicity and minimalism for over six years. Because it’s a big part of living SMART, I’m always on the lookout for ways to introduce new people to the idea and explain the value and incredible advantages that such a perspective offers. Maybe that is why I synchronistically stumbled across the word “essentialism” during a recent Internet surf about how to create more meaning and purpose in a person’s life. Author Greg McKeown uses it frequently in his best selling book, Essentialism—The Disciplined Pursuit of Less. And after reading the book, it’s possible that Essentialism just might be a new and better way of describing what so many of us seek when pursuing minimalism or a simple life. [Read more…]
15 Ways Simple Living Relieves Anxiety & Reduces Stress
Several months ago a neighbor in her mid-sixties lost her husband due to a heart attack. Even worse than dealing with the unexpected loss and heartbreak of losing her life partner, is her torment with stress and anxiety because of her debt and lack of resources. Unfortunately, she’s not alone. A recent article by CNN Money confirms that most Americans as are deeply worried about their financial future. According to CNN Money, “The Great Recession may be over, but a Great Insecurity seems to have emerged in its wake.” What’s going on here and what can we do? Perhaps a focus on simple living is the way to eliminate the anxiety and stress that so many feel today. [Read more…]
Five Ways To Slay The Succubus of Crippling Debt
Ever feel like your Credit Card came from this bank?
Okay I’ll admit it—Thom and I enjoy tales of the supernatural. For years we watched Buffy the Vampire Slayer on television. Together we’ve seen all sorts of movies and shows about werewolves, vampires, aliens and all sorts of bizarre characters doing all sorts of strange things. Most of them are pure entertainment. However, one of the more sinister creatures is called a succubus. While never fully fleshed out in most episodes, it needs little description. Simply put, a succubus is something that sucks out the very essence and joy of a person in all sorts of horrifying and painful ways. When you think about it, oppressive debt feels exactly the same. The good news is that just like how Buffy knew ways to slay vampires, there are at least five ways any of us can rise above even the worst sort of debt succubus on the way to a happy life. [Read more…]