Okay I’ll admit it—Thom and I enjoy tales of the supernatural.  For years we watched Buffy the Vampire Slayer on television.  Together we’ve seen all sorts of movies and shows about werewolves, vampires, aliens and all sorts of bizarre characters doing all sorts of strange things.  Most of them are pure entertainment.  However, one of the more sinister creatures is called a succubus.  While never fully fleshed out in most episodes, it needs little description.  Simply put, a succubus is something that sucks out the very essence and joy of a person in all sorts of horrifying and painful ways.  When you think about it, oppressive debt feels exactly the same.   The good news is that just like how Buffy knew ways to slay vampires, there are at least five ways any of us can rise above even the worst sort of debt succubus on the way to a happy life. [Read more…]